Tuesday, July 13, 2010

Why Have Renter's Insurance

Contributed by:
Shelli Trumball
Cascade Insurance Agency

While you are renting, renters insurance has you covered in more ways than one. Your possessions are worth a lot to you. So when you rent an apartment or house, you need insurance that covers you and your belongings in case of an unfortunate event.

Renters insurance can give you the protection you need at a price you can afford. Most insurance companies provide solid basic coverage and allow to you add more options if you need them.

The essentials of quality protection include coverage for your furniture, clothing, appliances, coverage for items you take while traveling, additional living expenses, and more. Personal Liability coverage provides protection if someone is accidentally injured while in your home, or their property is damaged and the damaged is caused by: you, your children, your pets, your personal activities and most sports.

Most policies cover your contents in the event of a fire, windstorm, lightning, theft, smoke or water damage, and much more. Coverage can be provided for as little as $10 per month. Packaging your renters insurance with your auto insurance can save you money too. Talk to your agent about the benefits of having renters insurance or call us at (360) 682-2162 for a free, no obligation quote.

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