Tuesday, July 20, 2010

Saving Money on Renter's Insurance

While most renters insurance is competitively priced, discounts are available. Be sure to ask your agent about these discounts. Most companies offer ways to reduce the cost of your insurance through a wide range of discounts.

Be sure to let your agent know if you have any of the following

• Smoke Detectors
• Deadbolt Locks
• Fire Alarm
• Antitheft Devices
• Sprinkler System
• Fire Extinguishers

Most companies also provide discounts when you package your auto insurance with renters insurance coverage. The discounts are usually between 10-25%.

By using Electronic Funds Transfers, you can save time and avoid the cost of postage for mailing your insurance premiums. The Electronic Funds Transfer billing fees are usually lower than regular payment plans as well.

Increasing your deductible is another way to save money on renters insurance. Increasing from a $500 deductible to $1,000 or $2,500 deductible can save.

Don’t be afraid to ask for discounts and let your agent know what protective devices you have in your home.

Search homes that are currently available for Rent in Oak Harbor, Wa.

contributed by;
Shelli Trumball
Cascade Insurance Agency

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