Time to Review Your Annual Credit Report

Rick Schutte, Broker/Owner of Coldwell Banker Koetje Real Estate in Oak Harbor, Wa. interviews Lyn Bankowski, senior loan originator, from AlaskaUSA Mortgage about the need of checking your annual credit report.

In this interview, Lyn mentions the free reports can be found at https://www.annualcreditreport.com/. This central site allows you to request a free credit file disclosure once every 12 months from each of the nationwide consumer credit reporting companies.  AnnualCreditReport.com is the official site to help consumers obtain their free credit report.  You can also go to http://ftc.gov/freecreditreport for more information. 
The Fair Credit Reporting Act guarantees you access to your credit report for free from each of the three nationwide credit reporting companies every 12 months.

For more information on credit reports and real estate, please contact us at any time.